• Many banks, many rates: what you can do in this situation

    Many banks, many rat...

    When you want buy a savings account or CD, you’ll find many profitable offers and rates offered by banks. When you secure your hard earned money in a bank it is important to know whether the bank you put your money in can give you the best offer compared to other banks. First you need to do a needs analysis for yourself you must be very clear in your mind what you are looking for. How much risk you can take while investing in a certain deposit or a bank. By going to open a...

  • What you will get with private banking

    What you will get wi...

    When you need to use a private bank, you as potential investor should wait nothing less than the ultimate financial competence and personal attention. After all, private clients are often the most lucrative customers who no bank wants to see they go. As a holistic system the private banking directs to be a one-stop shop for financial needs of wealthy people. If the private bank does not normally provide a service, it is obtainable elsewhere, calling contacts confidence. You can get...

  • How to find the best savings account interest rate

    How to find the best...

    As a customer you should know some important things when you are looking for the next savings account with interest rates. The process of finding the best savings account interest rate differs with the economy, they are sometimes pretty decent, sometimes they are less decent. When you want to save a little amount, a bank account is simply the best place to put it. The Federal Deposit Insurance Company insure all these deposits, so if the bank fails, your money will be refunded very...

  • The most suitable bank rates for you

    The most suitable ba...

    Clearly, today, with very low interest rates being offered, finding a bank that will give you the highest possible rate for your savings account and control is very important. Some banks have higher rates than others, to find the top one is important to maximize your return on investment. Today, you can find a few banks that still propose savings accounts, because almost all of them have found new evidence such as certificates of deposit, loan, etc. Read...

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Chase to debut reloadable card

Chase, the US consumer and commercial banking business of JPMorgan Chase & Co, will launch a reloadable card called Chase Liquid, which can be refilled with cash or checks at Chase???s 10,500 DepositFriendly ATMs and 5,500 branches across the US.

Initially, the card will be rolled out in 200 branches, and later the bank will provide to all its branches across the US.

Chase Consumer and Business Banking CEO Todd Maclin said that the bank is working hard to deliver great service to all of its customers, and to create a wider range of products that meet many different needs.

“Chase Liquid will be a terrific option for customers who want a prepaid card and also want the security and convenience of Chase.

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Oil Keeps Sliding: Down 9% In 5 Days

Oil prices extended their slide Tuesday, shedding 1% amid renewed concerns about Europe and the global economy.

Prices for U.S. crude have declined nearly 9% over the past five days, settling at $97.01 a barrel Tuesday. Oil prices have slipped about 6% from the start of the year.

Much of the recent decline stems from concerns about the U.S. economy and easing worries about a confrontation with Iran. But the downward momentum was further propelled by the European elections this past weekend.

In Greece, a potential political stalemate looms after Greece’s main center-right party failed to form a coalition government. With voters signaling their opposition to the austerity measures imposed as part of the country’s international bailout, it appears more likely that Greece could exit the eurozone and trigger further instability in Europe’s periphery.

In France, the election of austerity-skeptic Francois Hollande has led to questions about Europe’s policy coordination moving forward.

“Investors want clarity, and certainly there’s very little to be had,” said James Cordier, president of Liberty Trading Group. Read more…

The Value of 800 Numbers

For new businesses and old businesses alike, there is nothing more
important than your customers having the ability to contact you.
Whether or not your business is based around customer service, having
the means for them to reach a representative quickly and efficiently
is crucial. One of the best ways to show that your business is really
committed to providing excellent care for your customers is through
the use of 0800 numbers. If you aren???t familiar with what a 0800
number is, you might also know it as an 800 or a toll free number.
Basically it is a number that can be called for free, no matter where
you are calling from.

You might think that in this new age of cell phones with plans that
almost never charge people for long distance that providing a toll
free number is unnecessary.

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Collection Agency is Sending Me an Intent to Sue Letter

Q. Hello, Ive really appreciated all the great advice you have posted on your site. I received a notification of intent to sue from an attorney representing a collection company (Altitude Funding Associates). I was going to respond to the notification with a debt validation letter, however the upon closer inspection of the letter from the attorney, there was no date!

Just wanted to get your thoughts. Altitude has an F rating from the BBB. So the undated letter has to be some kind of tactic. Have you seen this before? Is this a violation? Should I respond that a letter was sent but due to the fact there was no date, he needs to send another and start the 30 day process over again? Or just send a debt validation letter? The attorney is in Los Angeles and I am in San Francisco. Thanks!!

A. An intent to sue letter is merely a threat to take legal action if certain actions are not taken.

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Age and happiness: Pay, peers and pride

It all went downhill for me at 46

KNOWING that you are paid less than your peers has two effects on happiness. The well-known one is negative: a thinner pay packet harms self-esteem. The lesser-known one is called the ???tunnel??? effect: high incomes for peers are seen as improving your own chances of similar riches, especially if growth, inequality and mobility are high.

A paper co-authored by Felix FitzRoy of the University of St Andrews and presented this week at the Royal Economic Society in Cambridge separates the two effects using data from household surveys in Germany. Previous work showed that the income of others can have a small, or even positive, overall effect on people???s satisfaction in individual firms in Denmark or in very dynamic economies in transition, such as post-communist eastern Europe.

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The latest on housing, the economy, easy money, and more!

There???s so much to talk about sometimes, I hardly know where to begin. This is definitely one of those weeks, considering the powerful rally we???ve seen in stocks ??? at a time when the underlying fundamentals are deteriorating! So let???s get right to it ???

First up is housing. I hate to keep harping on the obvious here. But that powerful recovery you???re hearing about on CNBC is STILL proving MIA.

I told you last week that latest readings on home builder optimism and home construction both failed to meet expectations. Since then, we???ve gotten several more updates on the state of housing.

The Census Bureau weighed in on new home sales. The National Association of Realtors told us about pending home sales. And SP/Case-Shiller shared its latest pricing data. All THREE reports had one thing in common: They all missed expectations or proved disappointing!

New home sales?

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German retail sales (Jun): Up

In July, the eurozone climate indicators will probably have deteriorated. This applies to business confidence in Belgium and Italy as well as to consumer confidence in France, Germany and Italy and EMU economic sentiment and industrial confidence. EMU consumer confidence is not likely to be revised significantly.

In June, German retail sales could have rebounded from their May setback, since German consumer confidence improved somewhat and retailers??? business assessment remained virtually stable. French consumer spending could also have recovered somewhat from its recent setbacks, as French consumer confidence stabilised.

The preliminary results for national German CPI in June will be released on Wednesday.

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